KTA PAYROL
Jika penyaluran gaji Anda melalui Bank Mandiri
penuhi segala kebutuhan anda
penuhi segala kebutuhan anda
dengan mandiri kredit tanpa agunan payrol
mandiri kta payrol adalah kredit yang diberikan kepada pegawai atau karyawan yang penyaluran gajinya melalui Bank Mandiri.
Kelebihan:
1. Tanpa agunan
2. Angsuran ringan
3. Syarat mudah
4. Jangkwa waku fleksibel bisa sampai 5 th (bisa disesuaikan dengan perencanaan keuangan anda)
5. Bisa dilunasin kapanpun baik sebagian atau keseluruhan.
6. Tersedia fasilitas top up atau penambahan.
7. Bisa mendapatkan 9x sampai 12 kali penghasilan
Syarat/dokumen kta payrol Bank Mandiri
1. Copy KTP, NPWP (dicopy di kertas A4, diperbesar min 150%, posisi kertas portrait, tidak dipotong)2. ID card pegawai (bisa diganti slip gaji/surat ket kerja/ sk)
3. Materai 6rb
Ketentuan:
1. Khusus karyawan tetap masa kerja min 1 th
2. Penyaluran gaji melalui Bank Mandiri
3. Usia minimal 21 th dan s/d lunas 55 th
4. Minimal penghasilan 2,5 jt perbulan
5. Angsuran perbulan kira-kira sepertiga dari penghasilan
6. Biaya diawal 3% (administrasi, provisi, asuransi jiwa)
Tabel Angsuran KTA Payrol Mandiri Bunga 0,98%
PLAFOND
|
JANGKA WAKTU KREDIT
| ||||
1
|
2
|
3
|
4
|
5
| |
12
|
24
|
36
|
48
|
60
| |
10.000.000
|
931.138
|
513.857
|
376.751
|
309.657
|
270.534
|
15.000.000
|
1.396.707
|
770.785
|
565.126
|
464.485
|
405.800
|
20.000.000
|
1.862.275
|
1.027.713
|
753.501
|
619.314
|
541.067
|
25.000.000
|
2.327.844
|
1.284.641
|
941.877
|
774.142
|
676.334
|
30.000.000
|
2.793.413
|
1.541.570
|
1.130.252
|
928.971
|
811.601
|
35.000.000
|
3.258.982
|
1.798.498
|
1.318.627
|
1.083.799
|
946.868
|
40.000.000
|
3.724.551
|
2.055.426
|
1.507.003
|
1.238.628
|
1.082.134
|
45.000.000
|
4.190.120
|
2.312.354
|
1.695.378
|
1.393.456
|
1.217.401
|
50.000.000
|
4.655.689
|
2.569.283
|
1.883.753
|
1.548.285
|
1.352.668
|
55.000.000
|
5.121.258
|
2.826.211
|
2.072.129
|
1.703.113
|
1.487.935
|
60.000.000
|
5.586.826
|
3.083.139
|
2.260.504
|
1.857.942
|
1.623.202
|
65.000.000
|
6.052.395
|
3.340.067
|
2.448.879
|
2.012.770
|
1.758.468
|
70.000.000
|
6.517.964
|
3.596.996
|
2.637.255
|
2.167.599
|
1.893.735
|
75.000.000
|
6.983.533
|
3.853.924
|
2.825.630
|
2.322.427
|
2.029.002
|
80.000.000
|
7.449.102
|
4.110.852
|
3.014.005
|
2.477.256
|
2.164.269
|
85.000.000
|
7.914.671
|
4.367.780
|
3.202.381
|
2.632.084
|
2.299.536
|
90.000.000
|
8.380.240
|
4.624.709
|
3.390.756
|
2.786.913
|
2.434.802
|
95.000.000
|
8.845.809
|
4.881.637
|
3.579.131
|
2.941.741
|
2.570.069
|
100.000.000
|
9.311.377
|
5.138.565
|
3.767.507
|
3.096.569
|
2.705.336
|
105.000.000
|
9.776.946
|
5.395.493
|
3.955.882
|
3.251.398
|
2.840.603
|
110.000.000
|
10.242.515
|
5.652.422
|
4.144.257
|
3.406.226
|
2.975.870
|
115.000.000
|
10.708.084
|
5.909.350
|
4.332.633
|
3.561.055
|
3.111.136
|
120.000.000
|
11.173.653
|
6.166.278
|
4.521.008
|
3.715.883
|
3.246.403
|
125.000.000
|
11.639.222
|
6.423.206
|
4.709.383
|
3.870.712
|
3.381.670
|
130.000.000
|
12.104.791
|
6.680.135
|
4.897.759
|
4.025.540
|
3.516.937
|
135.000.000
|
12.570.359
|
6.937.063
|
5.086.134
|
4.180.369
|
3.652.204
|
140.000.000
|
13.035.928
|
7.193.991
|
5.274.509
|
4.335.197
|
3.787.470
|
145.000.000
|
13.501.497
|
7.450.919
|
5.462.885
|
4.490.026
|
3.922.737
|
150.000.000
|
13.967.066
|
7.707.848
|
5.651.260
|
4.644.854
|
4.058.004
|
155.000.000
|
14.432.635
|
7.964.776
|
5.839.635
|
4.799.683
|
4.193.271
|
160.000.000
|
14.898.204
|
8.221.704
|
6.028.011
|
4.954.511
|
4.328.538
|
165.000.000
|
15.363.773
|
8.478.632
|
6.216.386
|
5.109.340
|
4.463.804
|
170.000.000
|
15.829.342
|
8.735.561
|
6.404.761
|
5.264.168
|
4.599.071
|
175.000.000
|
16.294.910
|
8.992.489
|
6.593.137
|
5.418.997
|
4.734.338
|
180.000.000
|
16.760.479
|
9.249.417
|
6.781.512
|
5.573.825
|
4.869.605
|
200.000.000
|
18.622.755
|
10.277.130
|
7.535.013
|
6.193.139
|
5.410.672
|
KOEFISIEN ANGSURAN PINJAMAN
| |||||
JANGKA WAKTU (TAHUN)
| |||||
JANGKA WAKTU (THN)
|
1
|
2
|
3
|
4
|
5
|
NILAI KOEFISIEN
|
0,093113774
|
0,051385651
|
0,037675067
|
0,030965695
|
0,02705336
|
